I am one of the Director's of Concerva Chartered Financial Planners who is involved extensively in dealing with COP teams and their clients and the investing of their settlements.Conçerva are a firm of Chartered Financial Planners (the industry’s gold standard) based in Manchester City Centre.  In fact, we are one of only c750 practices in the UK from a total of over 14,000 firms to have achieved this status.What are our values? ■ Professional – doing the right thing■ Caring – taking ownership and accepting responsibility■ Realistic – managing expectations■ Reliable – always being there  Concerva are specialists in providing advice to recipients of substantial personal injury awards as a consequence of serious and catastrophic injuries.  We act for a significant number of clients including Claimants with Deputies, Claimants with Capacity and Court of Protection Protected Parties and can on request provide testimonials. We assist in the investment and management of funds on a long term basis including planning to fund for future care and equipment. We design and implement long term financial strategies to preserve and enhance both capital and income.  By assessing a claimant’s capital and income requirements plus tolerance to investment risk, Concerva are able to construct a long term plan with our lifetime cashflow modelling software. This ensures that the claimant’s financial objectives are met.  We provide regular reviews to ensure that the client’s financial needs and objectives are continually met. Concerva have over £300m worth of assets under management